From cultural norms and parent preference to the question of consent, there are a lot of factors that go into deciding the right time to pierce a child’s ears. We asked pediatricians and other experts for their perspectives on the ideal age (and potential pros and cons of infant ear piercing), as well as the best places to take kids to get their ears pierced, and what parents should know and consider ahead of time.

What Experts Say About Infant Ear Piercing

Parent holding a baby with pierced ears who had infant ear piercing
iStock

The American Academy of Pediatrics recommends postponing piercing “until your child is mature enough to care for the site herself.” However, they also say that if a piercing is performed carefully and cared for conscientiously, there is little risk, no matter the child’s age. 

Nivedita More, MD, a pediatrician at Bayside Medical Group at Stanford Medicine Children’s Health, echoes this advice. While she recommends waiting until kids are older, she says that “if the parents desire to get their child’s ears pierced when they are younger, I recommend they get it 1-2 weeks after the second set of their primary vaccines, after four months of age, so they are protected against tetanus.” 

As a general rule, hospitals in North America aren’t equipped to pierce the ears of newborns. “It is best for parents to check with their pediatrician regarding when and where this procedure can be performed safely by a pediatrician or a nurse or a trained technician under sterile precautions if desired,” More says.

You can also visit the Association of Professional Piercers’ (APP) website to find a reputable piercer in your area.

Should You Wait for Consent?

one question about ear piercing for kids is usually "what is the right age?"
iStock

When it comes to the question of ear piercing for kids, some parents want to hold off modifying their child’s body until they’re old enough to decide for themselves. And if you feel this way, then waiting is the right choice. That being said, many parents do make non-medical choices without their child’s consent. Haircuts come to mind. Hair grows back. And skin does, too, if a child later refuses to wear earrings. No peer-reviewed studies link baby ear piercing with long-term mental or emotional trauma. But there are physical pitfalls to avoid when piercing your kiddo’s ears. 

Always check with your pediatrician if your little has a chronic health condition. And remember that those tiny lobes will need weeks of aftercare. If you can’t commit to an additional cleaning routine, consider waiting until your kid can handle the chore themselves.

Be aware that the younger the child, the harder it might be to find someone to pierce their ears. “ Many piercers prefer to wait until the child is old enough to request the piercing,” says Jef Saunders, past President of the Association of Professional Piercers and co-owner of Gamma Piercing. “I have several piercers who work for me, and none of them feel comfortable working with babies at this time. It is a personal decision for everyone involved, parent and piercer, so it may take some time to find the right fit.” 

What to Look for When Taking Kids to Get Their Ears Pierced

ear piercing age is older for this little girl
iStock

As a general rule, find a business that makes the majority of its money piercing instead of selling jewelry. The expertise of the workers will reflect that focus. 

Run, do not walk, away from any place that says “extensive experience” and refuses to give you a specific number. “Most quality shops will be happy to explain their training and continuing education, as well as their health and safety practices,” says Saunders. “If the store has a website, look for a commitment to jewelry quality, service, and safety over cheap price claims.” Do they use needles or an ear-piercing gun to pierce ears? The APP does not recommend using ear-piercing guns as “most…can’t be sterilized, and anyone being pierced by them is at risk. A reputable professional won’t use a gun for piercing–even for ear lobes.” 

Saunders recommends looking “for a clean, well-lit facility. Attitude tells you a lot about a piercing shop. Look for folks interested in helping you, and seem enthusiastic about performing the piercing you are requesting. Trust your instincts! If you get a bad feeling about a situation or a facility, it is best to go home and sleep on it rather than push forward.”

The studio should also offer jewelry that is appropriate for new piercings. Ask for Titanium, Niobium, or 14k Gold that is nickel- and cadmium-free and alloyed for biocompatibility. Gold-plated or gold-overlay earrings aren’t acceptable. The metal below the coating can leach into baby’s skin, potentially causing contact allergies. 

Platinum is also safe for little ears but is expensive. The first set of earrings will have longer-than-average posts to accommodate the initial swelling from the procedure. If you want to gift your child with heirloom-quality jewelry, consider saving your dollars for the second set of earrings. They're more likely to wear them after their ears heal up.

What to Know Before Getting Kids' Ears Pierced

“You can spare yourself an extra visit to the piercing studio by reading their ID and age requirements thoroughly before visiting,” advises Saunders. “Many states will require professional piercers to have photo ID for the parent, as well as birth certificates for the child being pierced. Some states even require a notarized copy of the paperwork! Reviewing paperwork requests, aftercare, and giving a little extra time to choose jewelry can really help the piercing experience go smoothly!”

Getting your baby’s ears pierced is a family decision. Take time to discuss the right timing for your cultural context. And do your homework before you go. You’ll set your child up for a smooth, safe experience at any age.

The Cultural Context Behind Infant Ear Piercing

little girl with her ears pierced
Michael Mims via Unsplash

For many families, piercing baby ears at one month or as a pre-teen boils down to culture. If your mother pierced your ears as a baby, and her mother pierced her ears as a baby, then piercing your baby’s ears is more than vanity—it links them to family history. It’s a rite of passage for both the child and the parent. For Hindus in India, it’s also an important part of religious tradition. The Karna Vedha Zanskar requires piercing a baby’s ears (of both genders) in either the first or third year of life.

Even for the non-religious, piercing your small fry’s ears early is viewed as a service. According to statista.com, over 80% of women have pierced ears. If you assume that your child will follow the trend, then getting an infant's ears pierced at three months, for example, means they won’t remember the pain of the procedure.

The best course of action is to decide on the right timing as a family. Your child’s other parent might have a strong opinion different from yours. Or you may discover that you aren’t as attached to this particular tradition as you thought. “In Chile, many baby girls are pierced after a couple of days of being born,” says Claudia Diaz, mother of one. “At that moment [of my daughter’s birth], I didn't put so much thought into it, and I followed the tradition. When I came to Canada, I felt I should not have done it because it was unnecessary. Now [that my daughter is a teen], I don't regret it because she has several piercings in her ears and one in her nose.”

After a long and anxious wait, COVID-19 vaccines are now available for kids age 5 to 11. Getting young kids vaccinated is critical for protecting our communities, since this is a large age group, and taking this step will give millions of parents peace of mind. 

Paul Lewis, MD, a Kaiser Permanente pediatrician in Portland, Oregon, who specializes in infections in kids, says that as winter and the holidays approach, this is a good time to get kids vaccinated. He suggests using the COVID-19 vaccine authorization as an opportunity to get kids caught up on other vaccinations as well, since many people have fallen behind on regular appointments during the last 18 months. He also suggests that all children over 6 months old get their flu shot this year. Fortunately, he says, it’s no problem to get both shots at the same time.

We know parents, caregivers, and others may have questions about the safety of the pediatric COVID-19 vaccine. In this Q&A, Dr. Lewis answers common questions about it.

 

How well does the COVID-19 vaccine work for kids?

For kids under 12, the COVID-19 vaccine is incredibly effective. A recent study, affirmed by the Food and Drug Administration, that included more than 3,000 kids who got the pediatric dose of the vaccine found that it was more than 90% effective at preventing infection with symptoms.

 

How does the vaccine for children 5 to 11 differ from the vaccine for people 12 and older?

The pediatric vaccine is identical to the vaccine that’s used for older teenagers and adults, but the dose is one-third of the adult dose. That dosage was chosen because it was just as effective at providing protective antibodies but had a much lower rate of side effects.

What are the most common side effects?

Of the thousands of kids who were part of that recent study, zero had serious adverse events. Some kids get sore arms, redness or swelling, and a smaller percentage might get fatigue, muscle aches or fever. But they’re getting side effects at lower rates than teenagers and adults.

 

What is the risk of myocarditis?

Myocarditis, or inflammation of the heart, has occurred in young men who’ve been vaccinated but is pretty rare, with a handful of cases per million vaccination doses. Many cardiologists think that, since this is generally more common in teenagers than school-age kids, it’ll be less common after vaccination as well. 

If my child has underlying health conditions, should I go ahead with vaccination?

Studies on this are ongoing. We know that older adolescents and adults with immunocompromised conditions or on immunosuppressive medications respond less well to vaccination, but they do respond. We also know that if they get COVID-19, they’re more likely to have worse outcomes, including needing hospitalization and intensive care. If someone has an underlying condition, such as an immunosuppressive condition, diabetes, heart disease or lung disease, we recommend getting an age-appropriate vaccine.

If my child is used to wearing a mask, can’t I just rely on that for prevention?

Social distancing and wearing masks are important layers of protection, but they are hard to continue day after day, especially for kids at recess or at lunch. So the vaccine is a big, thick layer of protection to help with all those other measures, and people should use them together. 

How should I prepare my child for a vaccination appointment?

I’ve never met a kid who wanted to get a shot, but kids are resilient. You can help by explaining that you’ve been vaccinated and, while it does hurt, the pain goes away quickly and you’re there for them. At Kaiser Permanente vaccination sites, there will be people who are used to dealing with children and who know that there is a lot of emotion and fear. Kaiser Permanente staff and parents can work together to make it a minor experience for kids.

To schedule a vaccination and learn more, visit kp.org/covidvaccine/nw.

Is there anything you can do to help reduce the pain that happens in the arm after getting the vaccine? Does heat or cold compresses work better?

I don’t know of any magic or comparison between heat and cold. My advice to parents would be to avoid focusing on it; it is not much different than any other injection- actually smaller in volume. Use acetaminophen or ibuprofen if you normally would for the degree of pain.

My son keeps taking his mask off during recess at school, is he safe since he’s outside?

Different states and different school districts have varying policies on using masks outside. In general, the risk of getting COVID outside is MUCH less than in any indoor setting. Please try to follow the school’s rules—they are doing there best in a difficult situation and parents can help by being supportive

I know the CDC says it’s safe to get both the flu vaccine at the same time as the covid vaccine, but as a pediatrician would you recommend waiting a week or two in between those vaccines?

Simultaneous vaccines are recommended because it is hard for individuals and families to make multiple appointments or to fit multiple visits into their schedules. I got mine together last week!

Are there any over the counter medications that my child should or should not take right after getting the vaccine?


CDC recommends not taking OTCs unless you need them for symptom management.

I have a 17 year old son with a heart murmur and a left ventricular bundle branch block, is he at a higher risk for Myocarditis with the vaccine?

Hard question, but I would check with his cardiologist who knows his case the best.

I have a child with a compromised immune system; with the new variant heading to the US, should I consider homeschooling during the winter months?

We will know much more about the new variant by January. It is not yet widespread enough in the US to worry and when school starts again after New Years we should know more about the risk to vaccinated and unvaccinated kids.

Do you have an estimated timeline of when kids under 5 will be approved for the vaccine?

Hard to make a guarantee but hopefully by spring of 2022.

 

 

 

 

As it turns out, the zillion walks you’ve taken over the pandemic period are good for more than just you. New research from the University of Virginia Health System found that maternal exercise during pregnancy may reduce the child’s risk of developing metabolic disease later in life.

The study, which was published in the Journal of Applied Physiology, looked at the effects of exercise on pregnant lab mice. The results showed an increase in exercise in obese pregnant mice could prevent the transmission of some metabolic diseases.

photo: Freestocks.org via Pexels

While this study didn’t include human mothers or their children, the researchers believe the exercise-related reduction in metabolic diseases (such as diabetes) in lab mice may extend to people. Zhen Yan, PhD, a top exercise expert at the University of Virginia School of Medicine and study researcher said, “Most of the chronic diseases that we talk about today are known to have a fetal origin. This is to say that the parents’ poor health conditions prior to and during pregnancy have negative consequences to the child, potentially through chemical modification of the genes.”

Yan continued, “We were inspired by our previous mouse research implicating that regular aerobic exercise for an obese mother before and during pregnancy can protect the child from early onset of diabetes. In this study, we asked the questions, what if an obese mother exercises only during pregnancy, and what if the father is obese?”

The researchers fed some of the mice (both mothers and fathers) in their study a high-fat/high-calorie diet prior to mating. The rest of the mice were fed more nutritious mouse fare. Some of the high-fat/high-calorie diet pregnant mother mice had access to a running wheel—and some didn’t.

Children born to the obese sedentary mother and father mice were more likely to develop high blood sugar or other metabolic issues as adults. Of the results, Yan said, “The take-home message is that it is not too late to start to exercise if a mother finds herself pregnant. Regular exercise will not only benefit the pregnancy and labor but also the health of the baby for the long run.”

The researcher continued, “This is more exciting evidence that regular exercise is probably the most promising intervention that will help us deter the pandemic of chronic diseases in the aging world, as it can disrupt the vicious cycle of parents-to-child transmission of diseases.”

—Erica Loop

 

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By design, winter is a time of rest for the natural world. Plants and animals in all different climates slowdown in winter and benefit from the chance to restore. Even most cacti won’t set flowers if they do not get their winter break.

Winter also offers unique sensory experiences that, when you slow down to take them in, are inspiring and enriching for all ages. Even through a quick stretch to delight in nature when it’s terribly cold out, we grow more resilient when we learn to manage challenging conditions—something we’re finding kids struggle with more and more.

Increasingly, misconceptions have rebranded winter as the season to stay indoors. On the surface it makes sense—animals hibernate, so humans follow suit and stick inside the house. But, no matter how animals rest in winter, they are never disconnected from nature—they simply shift their approach. Nature remains where they belong, and it’s where we belong too.

We can’t afford to keep our kids indoors and inactive. Studies show that kids today spend, at best, anywhere from 70% to 50% of the time we did outdoors. Kids have lost 12 hours of playtime out of each week since 1970—that is a huge loss and a big chunk of their waking hours. As a nation, we gave ourselves a D- on our US Report Card on Physical Activity for Children and Youth with more than ¾ of our kids failing to get the minimum required daily physical activity.

Worse yet, the increase in sedentary, indoor lifestyles coincides with increases in many chronic childhood health conditions, including childhood obesity, asthma, attention deficit disorder, and vitamin D deficiency. Kids have already lost so much time for healthy play outdoors; how can we take 25% of what is left, away, by eliminating an entire season?

Plus, for many of us, being outdoors is how we will safely see the people we love this year—and that means we’ve got to get out there!

There is so much reason to hope, and the answer is right outside our doors. While alarming trends continue to increase, the evidence that exposure to nature and play directly benefits health continues to mount. 

Here are just a few of the wellness benefits of outdoor play:

  • Kids who spend more time outdoors are more physically active, and there is no shortage of research that physical activity drives positive health outcomes.

“To be healthy, children need several hours (not minutes!) of movement a day—preferably outdoors, where the senses are fully alive and their bodies are free to move in many different ways.”—Angela Hanscom

  • Doctors also know daily doses of fresh air and sunlight increase circulation, vitamin D, boost immune systems, and promote overall wellness. We parents know it too when we look happy kids who sleep soundly and just look healthier.
  • Time spent in natural settings also contributes to healthy sleep patterns in babies, toddlers, and kids. And proper sleep drives all kinds of beneficial health outcomes.
  • Kids who spend time outdoors get sick less often. The perception that you’ll catch a cold outside is just plain wrong. Stagnant, indoor environments are breeding and sharing grounds for all kinds of germs, and some studies show that being cold may even trigger the immune system.
  • Nature and play lower stress. Time spent in natural settings is restorative and reduces anxiety for kids and for adults. Children are particularly vulnerable to the impact of stress and stress hormones, and this time is extra stressful on us all. Plus, if you can join your kids, your stress will reduce too, making it easier to provide a more supportive environment for kids.
  • Joy: Learning to find and experience the joy that nature and play provide is another way to provide children with an enriching, positive emotional experiences in the short term. If we can engrain that joy practice for them, they can carry forward this powerfully positive way of being in the world.
  • Playing in the cold gives kids the opportunity to learn that they can manage when life gets a little challenging. They get the message that they have the resources to persist and make the best of what life hands them. There may not be two more important capacities kids need for long term wellness than grit and resilience, so that is a lesson we can’t afford to miss out on.

Onboard with cold-weather outdoor play? Commit to winter outdoors by trying to get outside every day this winter, even if just for a little while. To truly build outdoor play into your winter routine make sure you’re signed up for our mailing list to receive weekly play breaks—5 minute ideas that will lead to hours of purposeful play outdoors this winter. Or, check out our Tinkergarten classes with a curriculum, designed to fill your weeks with outdoor play and build kids’ Problem-Solving skills this winter.

And spread the word! If we all flood social spaces with images of healthy, active time spent playing outdoors this winter, we will shift culture and counter misconceptions. We’ll help you amplify your efforts too—post about your winter play experiences and join our #OutdoorsAll4 Facebook Group—a perfect place to connect with thousands of caregivers, educators, and Tinkergarten Leaders all working to build purposeful outdoor play into their routine.

Don’t forget to include a great “come back inside” practice. Think hot cocoa, blankets, warm socks on the radiator. Make “returning to coziness” a part of being outdoors. It’s a part that we can easily nail, that kids love and that they start to associate with the joy of being outside.

This post originally appeared on Tinkergarten.

After 18 years as an educator, curriculum developer and school leader, Meghan has her dream gig—an entrepreneur/educator/mom who helps families everywhere, including hers, learn outside. Today, Meghan serves as co-founder and Chief Learning Officer of Tinkergarten, the national leader in outdoor play-based learning. 

2020 has been a year for the books, with many families spending more time apart then ever. To help you feel connected, Ancestry has just announced a huge sale on some amazing products that are perfect for the upcoming holiday season.

From Nov. 1 through Nov. 23, you can catch huge savings on Ancestry Subscriptions, AncestryDNA and AncestryHealth test kits. Keep scrolling to see the deets!

Ancestry Online Gift Subscriptions

Give the gift of family this year and save 20 percent on a gift subscription. For $79.20, you can give a friend or family member access to the largest collection of online records to build the details of their family tree.

AncestryDNA (Origins & Origins + Traits)

Pick up an AncestryDNA kit for $59 and get three months of Ancestry Online Gift Subscriptions for just $1! You can also grab the Origins + Traits offer for $69 and get a precise ethnicity estimate, DNA matches and personal traits.

AncestryHealth

Normally you'd be paying $179 for this kit, but it's now on sale for $119. AncestryHealth will give you better insight into inherited health conditions, genetic conditions and traits.

––Karly Wood

All photos: Courtesy of Ancestry

 

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“Mom, I’m bored.” If I had a dollar for every time I heard that phrase, I’d be sipping umbrella drinks in Tahiti.

However, I no longer reply to such complaints with much more than a raised eyebrow. My kids know that it isn’t my job to provide them with endless entertainment options. Here’s why I let my kids be bored—and why you should consider it, too.

1. It Isn’t Deadly. While it sounds harsh to say, places like prisons, refugee camps, and some office complexes are full to the brim with folks who have nothing entertaining to do. While many of them complain about their plights, my coroner friend has yet to write, “bored to death” on a certificate.

Our technology addiction has made us intolerant of boredom. Fully 52% of smartphone users check-in hourly or more. While some do so due to fear of missing out (FOMO), many do it to distract themselves from boredom. Unfortunately, this addiction makes people helpless when Wi-Fi disappears. Believe it or not, only a few short decades ago, the palm of your hand didn’t come equipped with a boredom-busting gadget. Letting my kids entertain themselves minus a screen is a vital skill I want to encourage.

2. It Builds Decision-Making Skills. When you think about it, your kids probably spend at least 90% of their time following orders. While this practice instills discipline, it leaves them rather helpless when it comes to making choices.  Letting my kids be bored forces them to select how to fill their time. Allowing children to exercise their independence builds decision-making skills, which they will need to do in their future careers.

3. It Inspires Creativity. Remember the old TV show, “MacGuyver?” That guy could get out of any predicament with a paperclip, a rubber band, and some elbow grease. Talk about creativity! When your children have to use their imagination to fill empty time, it inspires their creativity. They won’t be bored if they’re rehearsing a puppet show they intend to perform after dinner.

4. It Makes Them More Appreciative. I’ll admit it—my oldest has a smartphone and probably uses it with more expertise than I do. However, I don’t let her stay glued 24/7. Besides what the blue light does to her circadian rhythms, I don’t want her relying on internet games to beat boredom. Therefore, I limit her screen time. An unexpected side effect is that she now looks forward to when she can use her phone. If she had access whenever she liked, she would whine about boredom while taking her device for granted.

5. It Keeps My House (Somewhat) Cleaner. I long ago accepted that life with kids meant dealing with some degree of messiness nearly always. However, my kids occasionally clean up their rooms when they’re bored. My little ones benefit from honing their organizational skills while I find myself harping on them less. I haven’t quite gotten them to the point where they spontaneously mop the kitchen floor, but I’ll be sure to brag if they do.

6. It Encourages Mindfulness. I secretly think that one reason mindfulness continues to rise in popularity is that adults are so busy, we often lack time to slow down and think. Letting my kids be bored introduces them to the practice without saying a word. There’s nothing wrong with lying on the back porch and looking up at the clouds, inventing shapes in each one. Doing so centers my kiddos in the present moment, if only for a short while.

7. It Shows Them Life Exists Beyond the Screen. With homeschooling now in vogue everywhere, I sometimes worry that my children won’t know life beyond the computer screen. My work-from-home example probably doesn’t help. Letting my kids be bored by denying them screen time when they complain forces them to find alternatives. If the weather proves pleasant, they might head outside for hide-and-seek. If it’s raining, they can send a handwritten note to their grandparents or color.

8. It Keeps Them Moving. Nearly 20% of American children qualify as obese, and many do not shed weight as adults. These excess pounds contribute to chronic health conditions. Letting my kids be bored often forces them into physical activity. They might head out to play tag or set up a round of 2-liter bottle bowling in the kitchen—anything that gets them off the couch counts.

9. It Makes Them Eat (a Little) Healthier. One thing that adults and kids alike share in common is that they like a snack. Having a bit of extra time to kill gives them an incentive to make it healthy. I involve my children in weekly food prep, and we portion out individual serving sizes of carrot sticks and celery. My oldest can prepare simple microwave meals, such as oatmeal, and add fruit for extra phytonutrients.

The nine reasons above explain some of the benefits of letting my children fill their free time. While they still sometimes complain that they’re bored, I let them be—and maybe you should consider doing the same.

Jennifer Landis is a mom, wife, freelance writer, and blogger. She enjoys long naps on the couch, sneaking spoonfuls of peanut butter when her kid's not looking, and binge watching Doctor Who while her kid's asleep.  She really does like her kid, though, she promises. Find her on Twitter @JenniferELandis.

Enjoy a thrilling entertainment experience with your family. Beginning this weekend Hot Wheels Monster Trucks Live Crushing It! is back. The 30-minute, six-episode series will air across the country with the first episode kicking off this Sat. Jul.18.

Hot Wheels Monster Trucks

Hosts Tommy Kane and Kristen Beat return to immerse viewers in the exhilarating world of monster trucks through new stories and unprecedented access to the creators and stars of the international Hot Wheels Monster Trucks Live tour.

  •       Ep. 1: Hot Wheels Monster Trucks Live Crushing It! is back and bigger than before! Don’t miss a behind the scenes look of what it takes to be a monster truck driver with driver, Christian Stormin’ Norman. The trucks roll into Mattel headquarters for a day of monster truck fun. Experience the making of the Crushing It! soundtrack.

 

  •       Ep. 2: Hot Wheels Monster Trucks Live Crushing It! returns to Mattel headquarters and sits down with a legendary Hot Wheels designer to talk about the creation of the iconic Bone Shaker skull. Kick back with the Hot Wheels Monster Trucks Live team while they visit driver, Derick Anson, for his annual Halloween party and hang out with 5-year-old Aiden who is “crushing” a chronic health condition. 

 

  •       Ep. 3: Go back in time to learn all about the person who invented monster trucks, Bob Chandler! Get an exclusive look at the original monster truck, BIGFOOT®, and the team behind all the action. 

 

  •       Ep. 4: Experience the very first Hot Wheels Monster Trucks Live show in Edinburg, Texas. As you watch the thrilling jumps and stunts of these epic monster trucks, learn the science behind what makes these monster trucks fly high and go fast. Get behind the wheel of a monster truck with host, Tommy Kane, and learn how to drive a legendary monster truck.

 

  •       Ep. 5: Hot Wheels Monster Trucks Live goes across the pond for the first ever international tour in Europe. Get a backstage pass with Rebecca Schnell, driver of Hot Wheels® Racing #1, as she prepares for her first monster truck tour with her husband, Darron, driver of BIGFOOT®. Visit Manchester, England with event host, Freddie Sheppard, and see what it takes to pull off a European tour! 

 

  •       Ep. 6: Hit the road with Hot Wheels Monster Trucks Live to visit Cody Elkins at his home and witness some dazzling stunts from the superstar of Freestyle Motocross! Demo Derby visits Victory Junction, a camp for children with serious or chronic medical conditions. Learn about the design process in making a toy monster truck with designers at Mattel headquarters.

—Jennifer Swartvagher

Featured photo:

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Let me start off by saying that I’m superstitious by nature. I always wear an evil eye bracelet to ward off bad luck and wear a red string to bring me good luck. I even bought extras and put them on the stroller and diaper bag. “Oh good, there’s no traffic” has never come out of my mouth because a mile down the road there will be traffic—because I said something, of course. I could keep going, but everyone gets the point.

When our first child was born, my husband and I had heard that it would be a good time to buy life insurance. My first reaction was anxiety. We are young and healthy, why do we need life insurance? Besides, why do they call it “life insurance” when the benefit is when you die? The anxiety along with my natural sense of superstition started to kick in, but I decided that it’s better to be prepared than sorry. Awful things do happen with or without amulets.

Like mom said, “Do your homework!” I wish someone had given me advice on where to start and what to ask. I hope my story helps. Please, ask many questions—act like a 2-year-old for once! Note that the younger you are when you buy life insurance, the better. Once you take care of it, it’s done. The result is lower anxiety which you can save for all the worrying you’ll be doing as a parent throughout your child’s lifetime.

1. Filling Out a Life Insurance Form Online at 2 a.m. Is a Bad Idea.

Let’s face it, Millennials love to buy online. It’s easy and convenient. Here’s what we learned quickly. Don’t buy life insurance online. Not at 2 a.m. when your baby is up and so are you, and not later in the day. A nicely designed website and a few clicks may seem like a good idea until you read the fine print. Online sites are driven by an algorithm and cannot understand your needs, concerns, and health situation.  

Skipping an online service may save you money. After the underwriting process, a life insurance company can often return with a higher offer than the original quote you might have been first given.  

2. Go Old School and Talk to a Person.

The best way to get the right life insurance policy is to use an independent life insurance agent. Almost the entire process is online so it will satisfy most people’s needs to feel connected on mobile. We asked around and found our agent. You can also search online. Just be sure to ask the agent if they work with several carriers. We learned that if you are healthy and under 50-years-of-age you can apply for life and disability insurance without a blood test for coverage of up to $3 million. Do what makes you feel comfortable and don’t be pressured to buy something you don’t need or cannot afford. Save that money for diapers and wine!

3. How Much Coverage Do You Need, Anyway?

We didn’t know where to begin, so we thought about why we wanted coverage and the amount we needed. For example, we took into consideration that we both worked and had a mortgage on our apartment.  Luckily for us, we had a human to help us calculate how much coverage we needed and for how many years. A rule of thumb is 10 times your annual income.

Surprise! Life insurance is less expensive than we thought. For example, a 30-year-old, non-smoking female in good health can get a 20-year term policy for $500,000 in death benefit for $16 a month. That’s the price of my once a week cappuccino over a month.

4. Term or Perm?

No, I’m not talking about your aunt’s hair in the 1980s, I’m talking about term life insurance versus permanent life insurance. If you’re on a budget, and who isn’t when you first have a baby, consider a term policy. My grandma just turned 101 years old last week and is addicted to video poker on my iPad. We started with a term policy, and if my evil eye bracelets keep me out of trouble, in about 20-years we’ll hopefully be able to afford to convert that policy into a permanent one. The advantage is that you don’t need to repeat the lab tests because even if you develop a health condition, the life insurance company will give you the same health rating as when you got the original policy. An important question to ask your agent is if the affordable term policy they are offering you is “convertible.”

5. Surprise! Life Insurance Can Help Fund Kiddo’s College Expenses.

This is something that you might want to consider hitting-up the grandparents for. Life insurance for children has nothing to do with a death benefit, thank goodness! According to Market Watch, “A portion of the money paid into the policies can help fund college expenses by taking out a loan against the cash value balance and using the money income tax-free, which must be paid back with interest.” It’s about putting away money each month that will grow in your baby’s college fund or can be used as a down payment for a home when they are older. Susana Zinn, who happens to be an independent life insurance agent and an amazing grandma said, “It’s a nice way for grandparents to leave a legacy without breaking the bank. If the grandchild later decides they want to launch a start-up instead of going to college, you can authorize your child to borrow the cash value, tax-free, and use it. Make sure the policy has living benefits.”

So basically, for a glass of wine at your favorite restaurant, you can cross off an item on the adulting list. If you get freaked out or make a mistake, like I did before I listened to a person in the know, you can cancel a policy within 30 days and get your money back. (Like I did the first time.) That and a good luck charm of your choice should give you peace of mind at least until your baby gets a driver’s license. Just be sure to ask lots of questions and feel comfortable with your ultimate decision.

I'm a mom of two children, wife, and love my fur baby, traveling and playing UNO.  My passion is discovering services and products by entrepreneurs, especially those that can cut down on some screen time and help our family create lasting memories together. 

In the wake of the current coronavirus pandemic, people are concerned about bringing packages into their homes. Households that have someone who is immunocompromised or has underlying health conditions are on alert. A FedEx driver deserves all the recognition he is getting after disinfecting a package he delivered to the home of a little girl with an autoimmune disorder. 

Carrie and Emma Blasi

Carrie Blasi’s 11-year-old daughter, Emma was diagnosed with Type 1 Diabetes when she was a little over 2-years-old. Her glucose levels are kept under control thanks to her continuous glucose monitor and insulin pump, so that lowers her risks if she were to contract COVID-19. Blasi and her husband also worry who would take care of Emma if either of them became ill. 

Autoimmune sign Fed Ex

“We have a sign on our door for packages/mail as our 11 year old daughter is a type 1 diabetic,” Blasi tweeted.

Fed Ex package

From the pictures, you can clearly see that the package had clearly been wiped down since you could see where the liquid stained the scanner sticker. The driver jotted a quick note on the top of the box to let the family know he had disinfected the package. 

The driver’s good deed was also caught on Blasi’s security camera, which she has since shared to YouTube.

The Blasi family was able to virtually meet Justin, the Fed Ex driver, and his family to thank him for what he did for them. Blasi said, “They are our new friends, for life. The world needs to be more like Justin.” 

Justin (Fed Ex driver) and family

—Jennifer Swartvagher

All photos courtesy of Carrie Blasi

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Well, kids…it has been an interesting time to be alive. That is. for. dang. sure. When COVID-19 first made the news I wasn’t too worried. I thought it was only a few cases and far away! In China! I was glad that we weren’t still living in Shanghai, but I thought it was contained and not very worrisome. And then it started popping up in the United States. I grew worried.

I went last week to Miami where I met with my surgeon. She looked over the labs that I get every other month and noticed that my Vitamin A, E, D & Iron were low. This was frustrating because I thought that all of my levels were normal but she found some labs that were not included in my online database. Because I have short-bowel syndrome my body has a hard time absorbing nutrients from a diet a person with all of their small intestine would have. I probably only get about 1/2 the nutrients you get. My food digests in my system in about 12 hours whereas the normal person takes 24-72 hours. Don’t tell me how I know this, but it involves corn and I’ll just leave it at that.

So why do I tell you this? Due to my condition, my immune system is compromised. In the past two years, I have been hospitalized 19 times and have had about 15 surgeries/procedures. I have had pneumonia three times and various infections due to my body having a low level of resistance to viruses and bacteria.

At my appointment, I told the receptionist that I had a lingering cough. No fever and no body aches just a cough. They led me to a small tent outside of the entrance where they monitored me for 20 minutes taking my blood pressure and temperature frequently. I was surprised but it was also reassuring that they were doing what they could to prevent the spread of the virus.

I asked my Doctor how she felt about the virus and if I should be worried. She looked at me and nonchalantly said, “Well for you, this would kill you.” She’s a peach, let me tell you. She really gives you the warm and fuzzies.

In the news, you have read that the people that are most at-risk are people that are old and those who have underlying health conditions. This is me. I am that person. I am the one that would get this virus and I would not be able to fight it. I have been in that hospital, I have been on that ventilator. I have had a 106.7 fever and I have been so depleted I could not find a reason to live.  BUT through countless prayers, fasts and therapy sessions I have found that reason. My family. They are what is the most important and I want to be here on earth to see Samantha finally learn how to tie her shoes, I want to see Preston using complete sentences. I want to be there for my kids for every break-up, wedding and school dance they go to.

I am the reason that you are staying at home. I am the reason why you are homeschooling your children. I am the reason why you are now forced to work on a laptop while sitting on a bed. I am the reason that you have been forced to play Candy Land for the 986th time today. You are isolating yourself because you want to save me, and I adore you for it.  I have been able to see many beautiful things during this isolation period. A neighbor posted on the Facebook page that she would run errands for those who are compromised. Beautiful. A sunset that I enjoyed because I had to go outside to get fresh air. Beautiful. The nurses and doctors who show up to work not knowing if they will come into contact with the virus but to save people on a daily basis. Beautiful. A man in Spain was leading a rooftop jazzercise class that people could join in by looking out their windows and following along. Beautiful. People are sharing their talents by providing kids online resources for free. Beautiful. Celebrities are taping themselves reading children’s books and posting them online. Beautiful. In Paris, people open their windows and applaud medical professionals for keeping them safe. Beautiful. My neighborhood is having everyone draw sidewalk chalk masterpieces so that children can go on a scavenger hunt on their walk. Beautiful. This morning I sat and played LEGOS with my kids because we didn’t have anywhere to be. Beautiful.

If this isolation has taught me anything it has taught me to be still. To be present with my children. To prioritize and assess the needs of my family. I encourage us to spend this time to relax. The world is becoming increasingly distracted and busy. Be still. Have a diet coke. Take a nap. Watch too much Netflix. Play that board game you haven’t opened since getting it at Christmas. Bake the cake. Read the book. Do these things because you care and you want to help. And wash your hands while you’re at it!

So please, I beg you, stay home. Protect me. Protect Grandma Sally. Protect Shannon who is fighting cancer. Protect Danny who has type 2 diabetes. Protect Gina who has a heart defect. Do it for us. Old Navy can wait.

This post originally appeared on Gutlessly Hopeful.

Hi, i'm Cat! We live in Orlando, Florida where my husband works for Mickey Mouse (no, really). We have two kids, Samantha (5) & Preston (2). I suffer from a chronic illness called Short Bowel Syndrome. My ramblings are dedicated to travel adventures, nap time confessions and my medical journey. Cheers!